Foreclosures are up across the country, but the Miami real estate market has been hit particularly hard. Florida is consistently one of the top five states for number of foreclosures.
In order to help consumers avoid foreclosure I have been educating myself by earning my Certified Real Estate Owned (CREO) and Short Sale Specialist (SSS) designations and by becoming a loss mitigation specialist.
What does all of this really mean? It means that whether you are facing foreclosure, want to purchase a foreclosed property or simply want to modify your loan, I can help.

In December alone I am working with the Hollywood Council of Civic Associations (HCCA); a foreclosure team including attorneys and negotiators; and AmeriFirst to put on three FREE Workshops to help you save your home. If you don’t know your rights, you won’t know your options.
We are covering the following topics:
  •  How to REALLY Modify your Mortgage
  •  Secrets to Successful Short Sales
  •  Identifying Truth-in-Lending Violations in your Mortgage
  •  Your Lender May Actually Owe You Money!
  •  The Truth about the Federal Government’s “Bailout Bill”
  •  Refinancing your Home if You Are Upside Down on your Loan
  •  Strategies for Investors Facing Foreclosure
We are planning more seminars in the future and I will post the dates but if you want to purchase a foreclosed home use our FREE MLS and if you need assistance please call me today at 954-862-2631 or Email Me.  It would be my pleasure to be of service to you!
  
Ellen Bithell, CREO, CRS, SSS (Short Sale Specialist)