South Florida has been recently struck by a hurricane with unprecedented magnitude. It unleashed destructive winds and flooding rain and inundated coastal communities with several feet of water.

Currently, there are national coordinating relief actions to facilitate support and aid to the victims of the calamity. 

These are multiple resources to get help.

1. Mortgage Forbearance 

As we now live in a Federally declared disaster area (State of Florida), if you have a Fannie Mae or Freddie Mac backed Mortgage, your Mortgage Holder is required by Federal Law to give you a 3 month Forbearance on your Mortgage Payments at no cost and no credit implications, if requested. I personally contacted Ditech Loans and it took approx 2 min to get my Forbearance. My next payment is due January 2018. The 3 months are added to the back end of my loan extending the term 3 months. . Call your Lender now, no cost, no credit implications!!! Great way to reduced the Financial strain heaped upon us by Irma!!!

2. Defer Your Auto Loan

I received an email from my car loan company noting that they could see I was in an area affected by Irma and to call if I wanted to see if I could qualify for payment delay.  I called and they immediately offered me the opportunity to skip car payments for October and November as I had already paid September and they would just add it to the back end of the loan.  If I needed a further delay I could call back as the 60 days approached and let them know why I would require a further delay.


3. Free Legal Hotline

For legal questions, please provide this number to tenants, and others.
A legal aid hotline is now available for Hurricane Irma survivors in Florida who cannot pay for an attorney: 1 (866) 550-2929


4. Help For Those In The Realtor Family

For any of our Florida REALTOR Family members hit by Hurricane Irma, below is the link for you to apply for funds from our Florida REALTORS Disaster Relief Fund. Additionally if you do not have access to print or fill out this form but are able to make a call, Florida REALTORS have folks standing by to take your application over the phone, and to process these application quickly. Should you need assistance in this matter or have questions please do not hesitate to contact me directly via text at: 954-292-6412
Application found here: http://www.floridarealtors.org/AboutFar/DisasterReliefFund/index.cfm


5. Generator Reimbursement

Check out this link for reimbursement for your generator:  A friend of mine at the board of realtors applied and his application is currently being processed:


6. Residents who sustained losses can begin applying for assistance by registering online at www.DisasterAssistance.gov.
 
7. Residents are also encouraged to download the FEMA App to begin the registration process.  Simply click on Disaster Resources.
 
8. If you do not have access to the internet, you may register by calling:
1-800-621-3362 or 1-800-621-FEMA.
The toll-free telephone numbers will operate from 7:00 a.m. to 10:00 p.m. (local time) seven days a week until further notice.


Together let us put forth all our efforts to ensure that not only our families and friends but all the people affected get the support they direly need. Thank you very much for your support!  If you have other resources please send them to me so that I can update this and we can get the information out to as many people as possible!